Page 28 - Handbook MBBS

Student Handbook - Rules and Academic Regulations (MBBS) Academic Session 2018/2019

Table 5: Insurance Coverage
No Types of Medical Maximum Amount Covered (RM)
Conditions
1 Death 10,000.00
2 Permanent Disability 10,000.00
3 Ward Charges 60.00 per day for maximum of 120 days
4 ICU 200.00 per day for maximum of 15 days
5 Medical Expenses As charged
6 Ambulance Fees 200.00
7 Organ Transplant NIL
d. All international students who entered Malaysia from March 2013 are
covered by insurance governed by Education Malaysia Global Services
(EMGS). Refer to www.emgs.gov.my for the policy and coverage details.

9.2 Procedures
Students must comply with these procedures when forwarding their claims to
avoid any inconveniences:
a. Submit Medical Report together with the claim form to SCD. Claim form
can be obtained from the Registrar Office (Admission & Records).
b. Submit a police report for road accident cases. Police report must be
lodged within 24 hours after any accident.
c. Claims must be submitted within 30 days from the time of the accident
or illness. Claims forwarded after the deadline shall not be entertained.

9.3 Health Insurance Coverage (Bangalore Campus)
a. The main health insurance coverage to the students is provided by two
groups;
i. Oriental Health Insurance
ii. National Health Insurance
b. Students have to contact the IMS administration office for further
information and guidance.

10. STUDENTS’ SUPPORT SERVICES

Accommodation
a. Shah Alam Campus
Accommodation may be arranged through Business & Entrepreneurial
Development department (BED)
b. Bangalore Campus
The Apartment is located 2 km from the School.

M a n a g e m e n t a n d S c i e n c e U n i v e r s i t y Page 18